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Senior Financial Thinking Without The Senior Hire.
An outside advisor who already knows your books meets with you every month, reads the results against your goals and helps you make the next decision with a forecast in front of you.
Fractional CFO Services For Michigan Businesses
Established businesses reach a point where the decisions get bigger than the bookkeeping. A full-time CFO rarely makes sense at that stage, and going without one means the owner makes the big calls alone, usually with last quarter's numbers and a fair amount of guessing.
Our fractional CFO service fills that gap as an engaged outside service, set out in your engagement letter. We work with owners across Michigan and virtually anywhere in the country, meeting by video or phone on a regular schedule. You get an outside advisor at the table every month who already knows your books, because we are the firm closing them. It sits at the center of our CFO and advisory services.
A Year Built Around Targets You Set
The CFO package turns advice into a routine, so the important conversations happen on a calendar instead of in a crisis.
An Annual Goal-Setting Meeting
Once a year we set targets with you that are aggressive but realistic: revenue, margin, cash, headcount, whatever actually drives your business.
The Month Closes First
Your staff keeps the day-to-day entries in QuickBooks Online. We record revenue and expenses monthly, review everything behind them and close the month, so each meeting starts from numbers that are right.
A Results Meeting Every Month
We walk through the month against your targets, update the scores, rebuild the forecast with what we now know and agree on next steps, with names and dates attached.
Course Corrections Before Year End
When a season runs soft or an opportunity shows up early, the forecast shows it in time to act, not months later on the year-end return.
Where Outside CFO Work Pays Off Most
Beyond the monthly rhythm, these are the questions owners tend to bring. Some are taken on at your request as separate work.
Always An Outside Advisor
Fractional CFO work here is an engaged service from our firm, scoped in writing before it starts, never a job on your org chart. When a decision needs deeper modeling it often continues into business financial planning, and owners weighing a sale or a partner exit usually want a business valuation along the way. The numbers for every meeting come from our monthly financial reporting package.
Straight Answers About Fractional CFO Work
How is this different from what my bookkeeper does?
Your bookkeeper records what happened. A fractional CFO works out what it means and what to do next: whether margins are holding, what the forecast says about the next six months, whether the business can carry another hire. Because we close your books too, the advice rests on numbers we have checked ourselves.
Where do the monthly meetings happen?
By video or phone. We are a remote firm and work with owners across Michigan and around the country, so the meeting goes on the calendar wherever you are and nobody loses half a day to travel. Documents move through secure file exchange.
Would you become an employee of my company?
No. This is an engaged outside service from our firm, scoped in an engagement letter. You get a senior advisor's time and attention on a set schedule, without adding a salary, benefits or a desk, and the scope can grow or narrow as the business changes.
Advisory Work That Pairs With A Monthly CFO
Budgets, projections and scenario models for growth, expansion and equipment purchases, built from your closed books.
Business financial planning in detail Business ValuationA supported view of what your business is worth for a partner transition, an ownership change or a future sale.
Business valuation in detail CFO & Advisory Services OverviewFractional CFO work, business financial planning and valuation, from an outside advisor at your table.
Return to CFO & Advisory ServicesLet's Map Out Your Next Twelve Months
Tell us where the business is heading and which decision is next. We will show you what a year of monthly results meetings would look like for you.